24/7
SERVICE PROVIDER
FOR THE
INSURANCE AND
REAL ESTATE INDUSTRY
DAG group
As a globally active company, the DAG Group offers the insurance and real estate industry comprehensive services relating to loss assessment, remediation management and cost analysis. With our experts in damage caused by fire, explosion, water and natural hazards, as well as a unique AI-based analysis method, we can provide our client with extensive know-how in the shortest possible time.
SERVICES
our
OFFER
your
BENEFITS
INSURANCE INDUSTRY
We are the only provider in this market to combine fundamental expert knowledge with artificial intelligence.
Our experts in the fields of
- Fire damage
- Water damage
- Mold remediation
- General building damage
have a well-founded expertise in all areas of evaluation and elimination of damage in / to
- Residential buildings
- Industrial buildings
- Agricultural facilities
- Machinery
- Industrial plants
- private and commercial facilities
Our staff has gained professional experience in specialized firms for fire damage restoration and water damage restoration and has also worked for many years as field experts in the appraisal and calculation of losses in all sectors.
We combine this expertise with unique processes.
And we have merged this know-how with decades of experience gained in refurbishment techniques and pricing. This allows us to provide the insurer with the transparent, efficient and fast evaluation of any property or third-party liability claim.
Repair costs are appraised with regard to the underlying insurance conditions. Insurance coverage is checked by our experts.
If necessary, a final settlement meeting is held with the policyholder / claimant or the remediation company.
Each case is examined by our experts / engineers / architects with regard to the description of the cause and extent of the damage.
Furthermore, the submitted documents are evaluated for plausibility, insurance coverage and with regard to the insured costs.
This is followed by a digital analysis of the costs presented and expected. From this, the extent of the insured costs is determined and a settlement proposal is prepared. The consent of the policyholder is obtained.
The basis of the appraisal of cost is a very extensive database volume for repair costs of any kind under the influence of all available framework price agreements of individual remediation companies with insurers.
The settlement proposal is transferred digitally
for case finalization upon approval [by ].
EXPERT SERVICES
With our experts, engineers, architects in Germany, Austria and Switzerland, we offer the following services for the appraisal of loss in the area of property or third-party liability claims:
Ascertainment of the cause of damage
Comprehensive ascertainment is done at the site of the damage to determine the course of the damage. If necessary, the course of the damage is reconstructed and plausibility checks are carried out. If necessary, evidence objects are ascertained.
Coverage check
All relevant aspects are evaluated critically and compared with the underlying coverage concept.
Ascertainment regarding liability
All liability-relevant criteria is determined, compiled and communicated to the client in the expert opinion.
Determination of the factual and legal situation
Comprehensive analyses to identify the course of the damage and causality checks are made on the damage.
The respective underlying insurance conditions are used for the valuation.
Verification of the insured sums and insured values
The insured values are summarized and reviewed and compared and valued with the respective coverage concept and the contractually agreed sums insured.
Calculation and determination of the amount of damage
For the purpose of loss appraisal, all costs relevant to settlement are summarized and reviewed.
Settlement proposals are prepared, submitted to the injured party and, with the latter's consent, presented to the client for case finalization.
Recourse examination / material testing
Based on the determination of the cause and the course of the damage, evidence is ascertained thoroughly. Evidence objects are restrained. Recourse options against third parties are being examined. Material testing and laboratory tests are initiated upon request.
Risk assessment
All risk-relevant aspects are compiled and prepared and then presented to the client for risk assessment in the course of regulation.
Claims management
Based on the findings of the on-site visit, we draw up a remediation concept to eliminate the damage that has occurred.
The remediation work can be accompanied and supervised by us. Also in this context, both the insurer and its customers fully benefit from our longtime expertise. This ensures damage restoration at a very high quality standard through the use of innovative technology while keeping costs under control.
REAL ESTATE INDUSTRY
For our partners in the real estate industry, we use tenders, offers and invoices to check and evaluate the traceability of the maintenance requirements and the work carried out, as well as the transparency and compliance with the standard market practice regarding the preparation of offers and invoicing.
If desired, we can also check the professional execution of the work on the occasion of an on-site visit and review if there is any difference between the services invoiced and those actually performed.
All documents are checked by means of artificial intelligence using an extensive database. At the same time, our team of engineers, architects and experts checks the confirmability of the services billed or offered. An evaluation can be made available to the client in the shortest possible time.
CONTACT
OUR ADDRESS
Maria-Eich-Strasse 27, 82166 Graefelfing - Germany
Email: info@dag-de.com
Phone: +49 (0) 89 800 75 444
For questions and comments, please use the form below:
